With Mortgage Rates So Low, Is Now a Good Time For Retired Homeowners To Refinance? The coronavirus has caused a dramatic decline in home mortgage rates, but that doesn’t necessarily mean it’s a good time for everyon ...

Worried About Food Shortages This Fall?  Plant an Undercover Vegetable Garden By Mary Johnson, editor As people struggled to find food in the grocery stores during the coronavirus lockdown earlier this year, intere ...

How Much Should You Spend on Vet Care for Your Pets? Managing the cost of pet care grows more emotionally and financially challenging as we and our pets age.  The cost of care often sets up ethical dilemmas, especiall ...

Forget Medicare’s “Free” Annual Wellness Exam, We Need Medicare to Cover Annual Physicals To be our nation’s largest healthcare program, Medicare doesn’t always operate in a way that makes sense.  True fact: Medicare ...

Should We Be Looking for a Live-In Nurse, or Nursing Home Care? Q:  A family member who lives alone told me that she had stage IV colon cancer.  Recently, she had to go to the emergency room and was hospitalized for s ...

How Much of Your Retirement Income is Taxable? Taxes on retirement income take many retirees by surprise, and recent tax changes that took effect in 2018 made planning even harder for some people.  While still working ...

Plan Ahead To Avoid This IRA Tax Trap If you are close to age 70, and own one or more retirement accounts, start planning ahead to manage required minimum distributions (RMD).  Even when you are taking a distribution ...

Shopping For a Better Drug Plan NOW Can Put More Money in Your 2020 Budget By Mary Johnson, editor One-out-of-five people who participated in TSCL Senior Survey spend more than $250.00 per month out-of-pocket on pr ...

How You Can Get Help With Heating Costs The Low-Income Home Energy Assistance Program (LIHEAP) is a federal program that can help eligible households with their heating and cooling costs.  The program varies by state ...

Attention Diabetics! New Drug Plan Program Lowers Cost of Lantus to as little as $6.00 to $11.00 Increased Congressional scrutiny of drug pricing practices, particularly for the pricing of insulin, appears to be pr ...