Under growing pressure to reduce the federal debt, Congress is considering a new Medicare proposal that would shift the risk of rising costs that outpace spending targets set by the government to seniors and the disabled ...

By Mary Johnson Between age 55 and 64, it’s as if our body’s warranty expires and everything just crashes.  By the time we turn 65 and eligible for Medicare, chances are we may have a chronic health condition that requi ...

How safe are the Social Security and Medicare Trust Funds? Some say that Social Security is fully funded and that the program will be able to pay benefits in full until 2037. On the other hand, TSCL believes that without ...

If you take one or more prescriptions, you may be shocked to learn how much you can save by comparing plans based on the prescriptions you use and switching drug plans, when you find a better match.  This is an impo ...

Seniors are reporting that in recent years they have frequently put off visits to the doctor and other healthcare providers due to economic reasons, according to recent TSCL surveys.  You may have been told that the new ...

Recent healthcare reform legislation gradually reduces what beneficiaries must spend when they reach the Part D doughnut hole or gap in coverage.  Medicare consumers who hit the doughnut hole receive a 50 percent discoun ...

With Medicare and other insurers scrambling to control costs, “observation stays” in the hospital have become a loophole that could leave you footing the bill for thousands in uncovered costs.  Your hospital status — whe ...

By Mary Johnson President Obama’s Fiscal Commission recently voted in favor of changes that would saddle some of the oldest and sickest seniors, with potentially thousands in new out-of-pocket costs annually if they r ...

Social Security and Medicare are the targets of a growing number of new budget plans aimed at reducing federal spending.  President Obama’s Fiscal Commission recently voted 11-7 to cut Social Security benefits for all se ...