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What concerns you most about Social Security's financial future? (Choose up to three)

Cost-of-living adjustments (COLAs) not keeping pace with retirees' actual expenses.
Identity theft or fraud involving Social Security benefits.
An increase in the full retirement age.
Medicare costs consuming more of retirees' Social Security benefits.
Political gridlock preventing a long-term solution.
Higher taxes on Social Security benefits.
Social Security benefits no longer providing enough income to meet basic living expenses.
Means-testing benefits so some retirees receive reduced or no benefits.
The financial burden on younger generations to support the program.
Congress won't act in time, resulting in automatic benefit cuts.
Higher payroll taxes for workers.
I am not concerned about Social Security's financial future.

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