Travelers should always check to make sure they will be covered for any health care they may need when taking a trip. That is especially true when going overseas, but it is also important within the U.S.
If you do decide to start traveling, here’s advice from the CNBC website about making sure Medicare will cover your health needs. Of course, if you happen to have private coverage you also need to make sure you are covered by that.
“While coverage when you are away from home depends partly on where you’re headed, it also hinges on the specifics of your coverage. Whether the care you receive is routine or emergency also can play a part.
“Basic, or original, Medicare consists of Part A (hospital coverage) and Part B (outpatient care). Individuals who choose to stick with that coverage — instead of going with an Advantage Plan — typically pair it with a stand-alone prescription-drug plan (Part D).
“If this is your situation, coverage while traveling in the U.S. and its territories is fairly straightforward: You can go to any doctor or hospital that accepts Medicare (most do), whether for routine care or an emergency. It is when you venture beyond U.S. borders that things get trickier.
“’If you travel outside the U.S., Medicare doesn’t cover you except in very limited or rare circumstances,’ said Danielle Roberts, co-founder of insurance firm Boomer Benefits.”
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