Q: I’ve learned I’ll need to be hospitalized for surgery. My health benefits are through a Medicare Advantage Plan. Can you tell me what to expect in the way of out-of-pocket costs? A: Medicare Advantage plans provide ...
Category: Issues
Ask The Advisor: March 2011
Q: Recently my mother got a notice from Social Security saying that her income is over the limit, and now she’s paying much higher Medicare premiums than last year. Normally her income is modest, but in 2009 we sold her ...
Social Security & Medicare Questions: February 2011
Q: Can people receive Medicare coverage when they turn 62, especially if they have no insurance of any kind? I just can’t seem to find affordable health insurance when living on a fixed income. I know I’m not eligible fo ...
Ask The Advisor: October 2011
Q: Part D fails enrollees who must take very expensive drugs. We fall into the “doughnut hole” and then either have to pay up to $3,850 out-of-pocket until catastrophic coverage starts, or fail to take our prescribed med ...
Q & A: Medicare
Q: I understand that anyone with an income below $12,000 per year is eligible to have their Medicare Part B premiums returned. Can you tell me if this is true, when it started, and is it automatic or does one need to a ...
Q & A: Medigap
Q: I'll be 65 in October this year and I want to know when I need to apply for a Medi-Gap supplement? My work place will cover me with their Pacificare insurance until October 31, 2007. A: The best time to buy a Medig ...
Medicare Q & A
Q: I would like to know the deductible of my Medicare. A: Medicare has three Parts: A (hospital), B (doctors and hospital outpatient) and D (prescription drugs). Each has a deductible and each increases every y ...
Ask The Advisor: How Can I Stop Deductions For Part D, And Only Keep Part B?
Q: Since I no longer can afford my HMO how do I stop deductions for Part D from my Social Security and only keep Part B? - M.T. A: There are certain times during the year when Medicare beneficiaries may make ch ...
Ask the Advisor: We Are Held Hostage By Our Drug Plans
Q. I'm concerned that the insurance companies providing Medicare Part D are allowed to drop coverage on various drugs at any time during the year. There is little or no notice to the consumer. Yet as a Medicare con ...
TSCL’s Medicare Advocacy
TSCL believes that the Medicare prescription drug benefit law is flawed, and will be carefully monitoring the effects of both the short-term Medicare drug cards, and the Medicare Drug Benefit plan in Medicare Part D ...
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