Medicare Open Enrollment Season Almost Here

Medicare Open Enrollment Season Almost Here

Medicare Open Enrollment runs from October 15 through December 7 each year.

There are several sources online to get information about the enrollment season, but TSCL recommends you first go to to get the official Medicare information. Most other sites are put up by insurance-related companies that want you to buy their products. Their information may be accurate but just know that there is a reason they have put up those websites.

(TSCL does not endorse any Medicare supplement or Medicare Advantage product and has no affiliation with any of them.)

As the open enrollment season approaches, there is new information that you may be interested in.

A comparison on Medicare Advantage and traditional Medicare plans by Kaiser Family Foundation shows some nuance in how people feel. For example, Medicare Advantage enrollees were more likely than those in traditional Medicare to report having a usual source of care. They were also more likely to receive preventive care services, such as annual wellness visits and routine check-ups, screenings, and flu or pneumococcal vaccines.

However, traditional Medicare outperformed Medicare Advantage on measures such as receiving care in the highest-rated hospitals for cancer care or in the highest-quality skilled nursing facilities and home health agencies.

Findings on prescription drug use varied depending on a couple of factors. Three studies found that among specific groups – people with a mental illness, diabetes, Alzheimer’s disease, and high-need beneficiaries (each studied separately) – there were no differences in the use of prescription drugs between Medicare Advantage and traditional Medicare beneficiaries.

Two of these studies found that the use of prescription drugs was higher for Medicare Advantage enrollees than traditional Medicare beneficiaries without diabetes and without Alzheimer’s disease.

Most studies found that utilization of home health services and post-acute skilled nursing or inpatient rehabilitation facility care was lower among Medicare Advantage enrollees than traditional Medicare beneficiaries but were inconclusive as to whether that was associated with better or worse outcomes.

Interest in how well Medicare Advantage plans serve their growing and increasingly diverse enrollee population has never been higher, as Medicare Advantage, for the first time, is projected to enroll more than half of all eligible Medicare beneficiaries next year, making it the main way that Medicare beneficiaries get their coverage and care. In comparison, just over a decade ago in 2010, 25% of the eligible population was in a Medicare Advantage plan.

Then there is this new report on

“Health insurers are misleading on Medicare Advantage savings, experts say. The health insurance industry is continuing its campaign to convince the public that Medicare Advantage saves taxpayers money, but experts say federal data still concludes the exact opposite — and that the program as currently designed is a drain on Medicare’s trust fund.

The industry’s primary lobbying group, America’s Health Insurance Plans (AHIP), funded a new report on the controversial, private alternative to original Medicare. AHIP claims that MA is ‘saving Americans billions of dollars every year.’”

The actuaries who wrote the report, however, never use that language. Nobody involved with the report responded to interview requests, but several independent Medicare policy experts, all of whom said AHIP’s report was incomplete at best and refuted by other studies that analyzed the same data. Analysts also stressed the federal government certainly isn’t reaping any savings from Medicare Advantage.”