Should I Replace My Medigap Insurance? Q: What’s the best way to compare what I currently spend on my Medigap supplement and Part D plan with the costs I would pay in a Medicare Advantage plan? My Medigap premium ha ...
Q & A: August 2021
Can Drug Plans Drop Coverage Of Brand Drugs Mid Year? Q: My 2021 Part D plan dropped my brand drug from its formulary. Are drug plans allowed to do this? If the generic doesn’t work for me, am I allowed to change p ...
Q & A: July 2020
What Should I Do? I Lost My Job And Health Insurance. Q: The company that I worked for shut down in March because of the coronavirus, and I did not get my job back. I lost my paycheck and my health insurance. I’m ...
Q & A: February 2020
I Thought My Co-pay Would Be $47. Why Did I Have To Pay $453.45? Q: I’m enrolled in a Part D drug plan. I thought I would get my brand name drug Eliquis, for a $47 copay, but I was charged $485.45. Why was that? ...
Q & A: December 2019
Q: I take a brand name drug that costs more than $400 per month in 2019 and I have a co-pay of $47. In 2019, I hit the Part D coverage gap. Can you tell me how much I would have to pay in the Part D doughnut hole next ...
Ask the Advisor: October 2019
Can You Explain the Pros and Cons of Switching to a Medicare Advantage Plan? Q: A new Medicare Advantage plan is available in my area and the premiums are extremely low. It would save me a lot of money this year, so ...
Ask the Advisor: September 2019
How Would Importing Prescription Drugs From Other Countries Help People in Part D Plans? Q: In the debate over lowering prescription drug prices, I see frequent mention of allowing importation of drugs from other cou ...
Q & A: April 2019
Can You Tell Me What to Expect in The Part D Doughnut Hole? Q: I read that the Medicare Part D doughnut hole is closing. What does that mean? I recently started on Lantus insulin, which my drug plan covers, but with t ...
Ask the Advisor: August 2018
Q: My mom was recently diagnosed with Alzheimer’s disease. What benefits does Medicare cover for this condition? A: Unlike most of the top 10 causes of death, such as heart disease and cancer, which are covered ...
Ask The Advisor: June 2017
Is Congress Doing Anything At All To Address Prescription Drug Prices? Q: I was relieved when the vote to repeal and replace Obamacare failed. Could you tell me if the bill contained any provisions to lower drug costs ...