Q:  I'll be 65 in October this year and I want to know when I need to apply for a Medi-Gap supplement?  My work place will cover me with their Pacificare insurance until October 31, 2007. A: The best time to buy a Medig ...

Q:  I would like to know the deductible of my Medicare. A:  Medicare has three Parts: A (hospital), B (doctors and hospital outpatient) and D (prescription drugs).  Each has a deductible and each increases every y ...

Q:  Since I no longer can afford my HMO how do I stop deductions for Part D from my Social Security and only keep Part B?  - M.T. A:  There are certain times during the year when Medicare beneficiaries may make ch ...

Q. I'm concerned that the insurance companies providing Medicare Part D are allowed to drop coverage on various drugs at any time during the year.  There is little or no notice to the consumer.  Yet as a Medicare con ...

TSCL believes that the Medicare prescription drug benefit law is flawed, and will be carefully monitoring the effects of both the short-term Medicare drug cards, and the Medicare Drug Benefit plan in Medicare Part D ...

Q:  I recently discovered that my mother hit the doughnut hole in her Part D drug plan last year and then ran up her credit card to pay for her drugs.  Her Social Security is too low to pay more than the minimum on her c ...

Q:  Are you pushing to get Part D placed under original Medicare where it belongs?  The government has a bigger bargaining chip to negotiate prices, than private industry.  Private sector companies have no incentive to p ...

Unless you enrolled in a Part D drug plan that offers coverage for the gap or "doughnut hole," you will pay 100% of the costs in this gap in coverage until your total out-of-pocket costs reach $3,600.  The cost of the ga ...

Q: Medicare Part D is a rip off. My wife and I will pay more for our medication now, because we cannot afford to take the risk of not enrolling. We were getting most of our drugs from Canada, but under Part D we not o ...