Category: Savings Tips

Benefit Bulletin: March 2021

Can You Live On Social Security Alone? By Rick Delaney, Chairman of the Board, TSCL Social Security was never designed to be the sole source of retirement income.  It replaces around 40 percent of the average earn ...

Ask the Advisor: June 2020

Help!  My Insulin Costs Skyrocketed.  Health Plan Blames Covid-19! Q:  My prescription for Lantus and blood pressure medicine has skyrocketed recently.  When I called Humana, they said they are dealing with Covid-19, ...

Q & A: February/March 2019

Use Retirement Savings or Start Social Security Early to Cover Large Medical Expenses? Q: I will be 66 in April and still work at a small company.  I get my healthcare through a Medicare Advantage plan.  I’ve learned ...

Q & A: April 2018

Q:  I understand that I can receive Social Security benefits while I’m still working.  I’m 64 but my earnings are pretty modest.  I have about $75,000 in savings and the mortgage on my home will be paid off later this ye ...

Benefit Bulletin

What To Do When You Can’t Afford Your Drug Costs By Chairman Art "Coop" Cooper If your prescription drug costs are outgrowing your ability to pay for your medicine, look into Medicare’s “Extra Help” program.  The p ...

Benefit Bulletin: April 2016

Retirement’s Black Hole — Medical Debt Nearly 90% of older adults who report having trouble making payments on their credit cards are carrying medical debt, according to a recent TSCL survey. TSCL is concerned that to ...

Q & A: April 2016

Q: I’ve heard a lot of confusing advice on when to start Social Security. I’m divorced, single, and I turn 63 this year. I know that by waiting, my benefit will grow, but I’m not sure how much longer I will have my job. ...

Ask The Advisor: June 2015

How Can I Budget For Healthcare Expenses When I Don’t Know What They Will Be? Q: I was looking forward to saving some money on premiums when I started Medicare. Boy was I surprised when my doctor discovered a new heal ...

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